Home Inspection Dubuque

Home Inspection Info for Iowa

A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home. This is usually conducted by a home inspector who has the training and certifications to perform such inspections. The inspector prepares a written report, often using home inspection software, and delivers it to a client, typically the home buyer. The client then uses the knowledge gained to make informed decisions about their pending real estate purchase. The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components.

An inspector will check the roof, basement, heating system, water heater, air-conditioning system, structure, plumbing, electrical, and many other aspects of buildings looking for improper building practices, those items that require extensive repairs, items that are general maintenance issues, as well as some fire and safety issues.[2] However, it should also be noted that a home inspection is not technically exhaustive and does not imply that every defect will be discovered. A general list of exclusions include but are not limited to: code or zoning violations, permit research, property measurements or surveys, boundaries, easements or right of way, conditions of title, proximity to environmental hazards, noise interference, soil or geological conditions, well water systems or water quality, underground sewer lines and/or waste disposal systems, buried piping, cisterns, underground water tanks and sprinkler systems to name a few.

A home inspector is sometimes confused with a real estate appraiser. A home inspector determines the condition of a structure, whereas an appraiser determines the value of a property.

A home cannot "fail" an inspection, as there is no score or passing grade given. A professional home inspection is an examination of the current condition of a house. It is not an appraisal. It is not a municipal inspection, which verifies local building code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what components and systems may need a major or minor repair or replacement.

Home Inspection Types

Pre-Delivery Inspection

Pre-delivery inspection

The pre-delivery inspection, which generally applies to newly-built homes, is a real estate term that means the buyer has the option (or requirement, depending upon how the real estate contract is written) to inspect the property prior to closing or settlement. These inspections generally takes place up to a week before a closing, and they generally allow buyers the first opportunity to inspect their new home. Additionally, the inspection is to ensure that all terms of the contract have been met, that the home is substantially completed, and that major items are in working order.

Along with a representative of the builder (generally the construction supervisor or foreman), the buyers may be accompanied by a home inspector of their choice. Any noted defects are added to a punch list for completion prior to closing. Often a second inspection is conducted to ensure that the defects have been corrected.

Many local governments within the United States and Canada require that new-home builders provide a home warranty for a limited period, and this typically results in home builders conducting a pre-delivery inspection with the buyer.

In a resale situation, this type of inspection is often termed the "final walk-through", and, based on the contract's provisions, it allows the buyer the opportunity to inspect the home prior to closing to ensure that agreed-upon repairs or improvements have been completed.

Structual Inspection

Structural inspections report on the foundation and supporting elements of a home. When performing a structure inspection, the home inspector will examine for a variety of signs that may include cracks in the concrete or brick and bowing and warping of support beams or joists of the foundation. The cracks may indicate a foundational shift that could compromise the integrity of the structure and sagging rafters may indicate an unsafe condition, which may cause them to either detach from the whole or break and place undue stress on the rest of the structure. The structure is the foundation of the home and must be inspected to help protect your real estate investment.

Plumbing Inspection

Plumbing Inspection

During an inspection of a home, an examination of the plumbing demands a home inspector to carry out a thorough analysis of each part that comprises the system. To do the task the home inspector will look at all pipes, fixtures and piping insulation, while searching for possible leaking or dampness. In addition, the inspector will review the types of plumbing connectors used and the type of waste removal sewage or septic system. The home inspector will also analyze water pressure by running water through the pipes and sewage systems concurrently. The hot water heater will also be inspected for heating capabilities. Hot water heater types include gas, solar, electric and electric on-demand. Most homes generally obtain the water supply from either a city, a nearby town or even a well. If the source of water happens to be a well, the home inspector may opt for an expert in well inspections to come in and evaluate the integrity of the well itself. Usually the home inspection report will not ask for an inspection of the well or its parts, however, all plumbing components should be analyzed during the home inspection, to mitigate future risks for the buyer.

HVAC inspection

Heating Ventilation and Air Conditioning (HVAC) Inspection

A Heating Ventilation and Air Conditioning (HVAC) home inspection reviews the heating and cooling system of a home. A typical inspection would analyze the return air element, also called the plenum, make sure the air filters are up to the HVAC standards and that the supply air plenum is free of moisture damage and debris. The heating and cooling elements, as well as the blower blades will be reviewed for functionality and cleanliness of dirt and debris build up. Another key component of the HVAC system is the metal duct work, which is inspected to make sure they are working properly and free of dust, mite and fungal particles that can cause illness. The home inspection report should include a diagnosis which describes the functionality and cleanliness of the system.


Midwest Home Inspections | 16655 Cordillera Dr. | Peosta, IA 52068 | 563.590.4478 | info@mwhomeinspections.com